I am Dr. Md. Amirul Islam, an independent researcher. I recently completed my Ph.D. in 2022 from Multimedia University's Faculty of Management (primarily focusing on Islamic Finance and Banking, Islamic Microfinance, Entrepreneurship & Innovation, and Management) and have also completed my BBA and MBA with a major in Finance and Banking from Manarat International University in Bangladesh. I have been and will continue to be involved in a number of international and national projects. I am the author and co-author of scholarly publications in relevant international journals, including Entrepreneurship, Management, Economics, Microfinance & Islamic Microfinance, Islamic Finance & Banking, and Organization & Leadership.